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How to Manage Business Finances: 5 Quick Tips



Manage business finances

We’ve all been in that situation where we leave a job too late or let those dishes pile up too high. In the case of your business finances, though, it’s not as easy as doing a bit of washing up. Poor financial management turns a job once a tiny hill into a mountain!

The internet is a busy sea of information regarding this topic, full of self-help experts and self-proclaimed business gurus that will flood you with advice. It’s not a book worth of knowledge you need, just some tips to get you going in the right direction.

We can’t wave a magic wand that’ll take care of it for you, but we have some fantastic advice for anybody struggling to handle finances well. We’ll be moving fast, so steady yourself as we go through our five quick tips on managing money.

1. Take a Salary To Make Things Easier

Taking a salary from your business can help to simplify your finances by establishing a regular income stream that you can rely on. This can be especially beneficial if your business income is inconsistent or fluctuates monthly.

Paying a salary allows you to budget and plan your finances more effectively.

When setting your salary, it’s important to consider the financial needs of your business. You’ll need to ensure that you’re taking enough to cover your expenses, but not so much that you’re putting the business at risk.

It is also important to consider the tax implications of taking a salary, as it is considered taxable income and will need to be reported on your tax return.

One way to determine an appropriate salary is to look at industry standards and compare them to your own business’s financials. You can also consult a financial advisor or accountant to help you obtain a reasonable salary amount.

Another important consideration is how you’re paying yourself. Will you be taking a regular salary or drawing from the business profits? Each option has tax implications, and it’s important to understand the differences before deciding.

2. Do Not Be Afraid of Growth

Growing your business can be daunting, but it is essential for long-term success. Expanding your customer base, increasing your product or service offerings, and building a larger team are all key components of business growth.

One of the biggest advantages of growth is that it can lead to increased profits and revenue. As your business grows, you’ll have more resources to invest in new opportunities and expand your operations. This can help to diversify your income streams and reduce your overall risk.

However, it’s important to remember that growth can also come with its own set of challenges. You’ll need a solid plan to manage the increased demand on your resources, including your time, money, and personnel. You may also need to invest in new equipment, technology, or marketing efforts to support your growth.

One of the keys to successful growth is to stay focused on your goals and to be prepared for change. It’s important to have a clear vision of where your business will be in the future and to put the necessary systems and processes in place to support that growth.

Another key to successful growth is adaptability and willingness to change course if necessary. As your business grows, you’ll encounter new challenges and opportunities that may require adjusting your strategy. It’s important to be open to change and prepared to pivot when necessary.

In summary, business growth is essential for long-term success. It can lead to increased profits and revenue, but it also comes with challenges. It’s important to have a solid plan to manage growth, stay focused on your goals, be prepared for change and be adaptable.

3. How To Handle Late Payments

Late payments can be a significant challenge for businesses, and it’s important to have a plan in place to handle them effectively. Here are a few tips to help you manage late payments:

Set clear payment terms

Be sure to establish clear payment terms and communicate them to your customers. Ensure they understand when payment is due and the consequences of late payment.

Send invoices promptly

Send invoices as soon as the work or service has been completed. This will help to ensure that payment is received on time.

Follow up on overdue payments

Send reminders to customers with overdue payments and follow up with them regularly to inquire about the status of their payments.

Offer incentives for prompt payment

Consider offering discounts or other incentives to customers who pay their invoices on time.

Consider using a collections agency

If a customer is consistently late with their payments, consider using a collections agency to help you recover the money owed.

Review your credit policies

Review your credit policies and consider tightening them to reduce the risk of late payments in the future.

Be prepared to take legal action

As a last resort, be prepared to take legal action to recover the money that is owed to you.

In summary, late payments can be a significant challenge for businesses. To handle them effectively, it’s important to set clear payment terms, send invoices promptly, follow up on overdue payments, offer incentives for prompt payment, consider using a collections agency, review your credit policies and be prepared to take legal action as a last resort.

4. Brush Up on Good Bookkeeping

Good bookkeeping is a critical aspect of managing a business’s finances. It involves keeping accurate and up-to-date records of all financial transactions, including income, expenses, and payments. By maintaining accurate bookkeeping records, you can better understand the financial health of your business and make informed decisions about how to grow and manage your finances.

Maintain accurate records

One of the most important aspects of good bookkeeping is maintaining accurate records of all financial transactions. This includes keeping track of all income, expenses, and payments and reconciling bank and credit card statements.

It is also important to keep accurate records of all assets and liabilities and any loans or investments.

Stay organized

Another important aspect of good bookkeeping is to stay organized. This means keeping your financial records in a logical and easy-to-use format, such as a spreadsheet or accounting software. It also means staying on top of deadlines for filing taxes and other financial reports.

Stay informed

It’s also a good idea to stay informed about changes in tax laws and regulations, which can affect your bookkeeping and tax reporting. This can help you to avoid any errors that could lead to penalties or fines.

In summary, good bookkeeping will help you understand your business’s financial health and make informed decisions about how to grow and manage your finances.

5. Stay On Top of Your Taxes

Staying on top of your taxes is crucial to managing a business’s finances. It involves understanding your tax obligations and complying with all applicable laws and regulations. By staying on top of your taxes, you can avoid penalties and fines and ensure that your business remains in good standing with the government.

Understand tax obligations

Understanding your tax obligations is one of the most important aspects of staying on top of your taxes. This includes understanding the different types of taxes your business may be subject to, such as income tax, sales tax, and payroll tax. It also means understanding the deadlines for filing taxes and any other financial reports.

Another important aspect of staying on top of your taxes is to stay organized. This means keeping accurate records of all financial transactions, including income, expenses, and payments, and keeping all of your tax documents in a safe and accessible place.

It is also important to stay informed about changes in tax laws and regulations that may affect your business. This can help you to plan and make any necessary adjustments to your financial strategy.

Seek professional help

Another important aspect is to seek professional help. It’s always a good idea to consult with a tax professional, such as an accountant or tax lawyer, to ensure that you comply with all applicable laws and regulations and to take advantage of any tax deductions or credits that may be available to your business.

By understanding your tax obligations, staying organized, staying informed about tax laws and regulations changes, and seeking professional help, you can avoid penalties and fines and ensure that your business remains in good standing with the government.

Get Business Finances off Your Mind

The thought of your business finances being in disarray can feel like a brutal burden. By implementing at least a few of these tips, you should lessen the load by a small amount.

Worrying about a topic like this is easy since your business relies on keeping your finances in order. You’ll find that this is less of a dragon you need to slay and more of an organizational duty. Keeping it all in order gets a lot easier, and you might even have time to spare!

That breathing room should give you time to do other things, like focus on your growing business. It might even afford you time to read more of our blog, where you can pick up some more business tips and tricks!

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Secret jobs no one knows about



Ethical hacker at work

Have you ever heard of a job that seems too good to be true? Maybe you’ve always dreamed of being a mermaid or have a passion for cuddling. While these may seem unconventional or made-up job titles, they exist and are part of a group of secret jobs you may not have heard of. 

These positions are not well-known or publicised, ranging from quirky and unique to highly specialised and technical. 

If you’re looking for something different or are just curious about what these secret jobs may be, read on to learn about a few examples and the benefits of pursuing a career path that’s a little out of the ordinary.

Definition of secret jobs

Secret jobs are positions that are not well-known or publicised due to their unique nature. These jobs can range from quirky and artsy roles, such as mermaids or cuddlers, to more technical and highly specialised positions like ethical hackers and voice actors for video games. 

These secret jobs often offer the opportunity to do something unique and different and may have a high demand and good pay. While they may not be as well-known as traditional job titles, they can be great conversation starters and lead to fulfilling and exciting careers.

In some cases, these jobs require specific skills and expertise to be successful in the role. For example, mermaids need to be able to swim well and have knowledge of the ocean and its creatures. Cuddlers must have excellent communication and interpersonal skills and an understanding of boundaries and consent.

Ethical hackers must possess a strong knowledge of systems engineering, programming, and cryptography and a keen understanding of security protocols. They should have the ability to think creatively when tackling complex technical issues and be comfortable performing in-depth research. In addition to these skills, they must have sound ethical judgment and good problem-solving abilities.

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Examples of secret jobs

Professional mermaid

This may sound like a made-up job, but professional mermaids do exist! These individuals often perform at events or parties, and may also work as models or actors in films and television shows. To be a professional mermaid, you typically need to be comfortable in the water and be able to hold your breath for long periods of time. Specialised mermaid training courses and certification programs are also available.

Professional cuddler 

Believe it or not, some people get paid to cuddle with clients. Professional cuddlers offer a non-sexual form of physical touch and emotional support, and can work in a variety of settings such as spas or as independent contractors. To become a professional cuddler, you typically need to undergo training and pass a background check.

Ghost tour guide

If you’re interested in the supernatural and have a talent for storytelling, you may want to consider becoming a ghost tour guide. These individuals lead groups on walking or driving tours of reportedly haunted locations, sharing spooky stories and local history along the way. Ghost tour guides often need to do extensive research on the history and folklore of the area they are leading tours in.

Ethical hacker

An ethical hacker, also known as a white hat hacker, is a computer and network security professional who uses their skills to help companies find and fix vulnerabilities in their systems. Ethical hackers may work for cybersecurity consulting firms or be self-employed. To become an ethical hacker, you typically need a strong understanding of computer systems and programming languages and relevant certifications.

Voice actor for video games

Voice acting for video games is a highly specialised field that requires a unique set of skills. Voice actors for video games provide the voices for characters in video games, and may also be responsible for recording sound effects and other audio. To become a voice actor for video games, you typically need to have acting experience and a good understanding of the gaming industry. Training in voice acting and vocal techniques can also be helpful.

Air Traffic Controller

Air traffic controllers are responsible for directing the movement of aircraft on the ground and in the air to ensure the safe and efficient flow of traffic. This job requires a high level of concentration and attention to detail, as well as the ability to make quick decisions under pressure. To become an air traffic controller, you typically need to have a bachelor’s degree and pass a series of exams

Ice Cream Taster

While it may sound like a dream job, being an ice cream taster is actually a serious responsibility. These professionals taste and evaluate ice cream to ensure that it meets the company’s taste, texture, and overall quality standards. Ice cream tasters may work for ice cream manufacturers or in quality control positions at ice cream shops.

Professional Cuddler

Professional cuddlers offer clients a non-sexual form of physical touch and emotional support. This job may be suitable for individuals who are empathetic, caring, and comfortable with physical touch. To become a professional cuddler, you typically need to undergo training and pass a background check.

Crime Scene Cleaner

Crime scene cleaners are responsible for cleaning and decontaminating locations where a crime or accident has occurred. This job requires a high level of professionalism and the ability to handle potentially disturbing situations. To become a crime scene cleaner, you may need to complete specialised training and pass a background check.

Bed Bug Exterminator

Bed bugs can be a major nuisance, and bed bug exterminators are responsible for eliminating these pests from homes and businesses. This job requires a strong attention to detail and the ability to work in small spaces. To become a bed bug exterminator, you may need to complete training and obtain a pest control license.

Funeral Director

Funeral directors are responsible for helping families plan and carry out funeral or memorial services for their loved ones. This job requires a high level of professionalism, as well as excellent communication and organisation skills. To become a funeral director, you typically need to complete a degree program and pass a state exam.

Benefits of secret jobs

There are a number of benefits to pursuing a career in a secret job. These positions often offer the opportunity to do something unique and different, and can be a great conversation starter. In addition, secret jobs may have a high demand and good pay, especially if they require specialised skills or training. Some other benefits of secret jobs include:

  • The ability to pursue a passion or hobby as a career
  • The opportunity to make a positive impact in a niche area
  • The chance to be part of a tight-knit community of professionals
  • The potential for personal and professional growth
  • The ability to stand out in the job market

Keep in mind that while secret jobs may offer these benefits, they may also come with their own set of challenges and may not be suitable for everyone. It is important to carefully consider your own interests and skills before deciding to pursue a career in a secret job.

The challenges of pursuing a career in a secret job

Finding job openings

Secret jobs may not be as well-known or publicised as more traditional careers, making it difficult to find job openings. To uncover opportunities in these fields, it may be necessary to do extensive research and networking.

Lack of recognition

Secret jobs may not have the same level of recognition as more traditional careers, which can make it difficult to gain credibility or respect in the industry. It may be necessary to work harder to prove oneself and establish a reputation in a secret job.

Limited career advancement

Depending on the field, there may be limited opportunities for advancement in a secret job. This can make it difficult to move up the career ladder or increase one’s income over time.


Secret jobs can be unpredictable, and it may be difficult to predict when work will be available or how much income can be expected. This can make it challenging to plan for the future or to rely on a secret job as a stable source of income.


Some secret jobs may be viewed as unconventional or even strange by society, which can lead to stigma or negative perceptions. This can make it difficult for individuals in these fields to be taken seriously or to find acceptance in their community.

Specialised skills

Some secret jobs may require specialised skills or training, which can be time-consuming and costly to obtain. This can be a challenge for those interested in pursuing a secret job career but don’t have the necessary skills or resources.

How to find secret jobs?

If you’re interested in pursuing a career in a secret job, you may be wondering where to start. While these positions may not be as well-known or publicised as more traditional careers, there are still ways to find opportunities in these fields. You can use several strategies to find secret jobs, from networking with industry professionals to researching online or asking friends and family for connections. 

Networking with people in the industry

One of the most effective ways to find secret jobs is by networking with people who are already working in the field. This can include attending industry events, joining professional organisations, or connecting with individuals on LinkedIn. By building relationships with people in the industry, you can learn about job openings, get advice on breaking into the field, and gain valuable insights into the day-to-day realities of the job.

Researching online or in speciality job databases

Many online resources can help you find secret jobs. These may include job boards focused explicitly on unusual or speciality positions and general job search websites that may list secret job openings. You can also search for companies or organisations that may be hiring for secret jobs and reach out to them directly.

Asking friends or family members

Another way to find secret jobs is by asking friends or family members if they know of any openings or can connect you with someone in the industry. Often, word-of-mouth can be a powerful tool in uncovering job opportunities that may not be widely advertised. Don’t be afraid to ask around and see if anyone you know has connections in a secret job field that you are interested in.

Closing Thoughts: Is a Secret Job Right for You?

In conclusion, secret jobs are not well-known or publicised positions and can range from quirky and unique to highly specialised and technical. Some examples of secret jobs include professional mermaids, professional cuddlers, ghost tour guides, ethical hackers, and voice actors for video games. 

These roles offer the opportunity to do something unique and different and may have a high demand and good pay. While they may come with their own set of challenges, secret jobs can be a rewarding and fulfilling career option for those who are interested in exploring something a little out of the ordinary. 

If you’re considering a secret job, there are several ways you can find these positions, including networking with people in the industry, researching online or in speciality job databases, and asking friends or family members. 

Keep an open mind, and don’t be afraid to consider a career path that may be a little unconventional. Who knows, you may find your dream job in a field you never even knew existed!

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Wooden Toy Cars – Exceptional handmade quality gifts for all ages



Red Wooden Toy Bus

There is a small workshop in Wolverhampton UK where passionate and committed craftsmen design and create the most beautiful wooden toy cars that enthusiasts of any age will be thrilled to own for themselves.

At expect to find gifts of exceptional quality that are more than toys alone; the joy that comes from displaying these charming pieces can also be admired for their sleek style and symbolic representations of some of the most treasured vehicles ever made. The iconic shapes will surely strike a chord with many collectors and admirers alike.


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10 Things You Didn’t Know About Personal Protective Equipment



Personal Protective Equipment used by 3 people

Personal protective equipment, or PPE, is essential for keeping workers safe on the job. While most employees and employers are familiar with the basics of PPE, some things may not be so well known.

Probably, the least known type of personal protective equipment is respiratory protection.

Most people are familiar with hearing and eye protection but may not know about the different types of respiratory protection available.

Respiratory protection comes in many forms, including masks, respirators, and filters. Choosing the correct type of respirator for the specific hazard you are trying to protect yourself from is essential.

Respiratory protection is essential for protecting your lungs from harmful dust, fume, vapours, or mists. It can also help protect you from biological hazards such as viruses or bacteria.

Many different kinds of respiratory protection are available, so it is crucial to find the one that best suits your needs. Consult a safety professional to find the proper PPE for your workplace.

Different types of ppe

It is good to know that there are a few types of personal protective equipment:

  • hearing protection
  • respiratory protection
  • hands protection
  • face and eye protection
  • body protection.

Each type is meant to protect a different part of your body.

Here are 10 things you probably didn’t know about personal protective equipment PPE:

  1. PPE can include gloves, eye and face protection, hearing protection, respirators, and protective clothing.
  2. PPE is required by law in many workplaces to protect workers from hazards.
  3. Employers are accountable for providing PPE to employees at no cost.
  4. Employees are responsible for using PPE properly and for taking care of it.
  5. PPE must be well-maintained to be effective.
  6. There are different types of PPE for different hazards.
  7. PPE should be comfortable to wear and not interfere with the job.
  8. PPE should be replaced when damaged, worn out, or ineffective.
  9. PPE is just one part of a safety program. Training, safe work practices, and good housekeeping are also important.
  10. Many resources are available to help employers and employees choose the right PPE for the job.

The main reasons why you should wear and use PPE are:

  • To protect yourself from potential injuries.
  • To avoid getting sick or infected.
  • To maintain a healthy and safe work environment.
  • To follow safety regulations.
  • To avoid potential lawsuits.
  • To stay safe and healthy while on the job.
  • To keep your co-workers safe and healthy as well.
  • To protect your company’s reputation.
  • To ensure compliance with safety standards.
  • To be a good role model for others.
ppe head and eyes protection


If you’re like most people, when you think of personal protective equipment (PPE), the first thing that comes to mind is a hard hat. But there are many types of PPE, each designed to protect you from a specific hazard.

Personal protective equipment is vital for keeping workers safe, but there’s more to it than just the basics. By understanding all aspects of PPE, employers and employees can ensure that everyone is adequately protected while on the job.

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